Allstate Corporation, one of North America's largest non-life insurers, navigates policy growth, regulatory scrutiny, and intensifying competition.
In December 2025, Allstate added 68,000 policies, showing strong operational performance. Auto insurance contributed 49,000 policies, and homeowners insurance added 24,000.
Florida Governor Ron DeSantis indicated auto insurers may need to offer premium refunds. Allstate's estimated refund is $150 million.
Analysts expect increased competition in personal lines, challenging Allstate's ability to maintain growth and profitability simultaneously.
One analyst firm downgraded Allstate to Equal-weight, citing limited upside potential as the turnaround story is already priced in.
Allstate recorded $80 million in pre-tax catastrophe losses in December, highlighting the persistent challenge of weather-related events.
Analysts project FY2026 EPS of $30.17 and FY2027 EPS of $22.41.
