Essent Group (ESNT) operates in the mortgage insurance sector. The company manages credit risk and returns capital to shareholders.
In Q3 2025, the company missed EPS estimates due to $44.2 million in provision costs.
Analysts project EPS of $6.88 and $7.35. P/E ratio is 8.72, PEG is 2.96.
Credit performance exceeded expectations. Delinquency rate was 2.29% (estimated 2.35%).
The company announced a $500 million buyback program. Dividend yield is 2.3%.
Management expects top-line growth to remain relatively flat. This aligns with a focus on capital return over aggressive expansion.
Barclays Capital maintains an "Equal Weight" rating and price target of $66.00.
